How it works

https://chama.money/auth

Join or Create

  • Join one of many existing stokvels or you can create your own.
  • Stokvels are transparent and everyone has access to stokvel data.
  • All major decisions are made through a fair and easy voting system.
https://chama.money/auth

Save & Invest

  • We have many products for you to save or invest towards.
  • You can save alone or as part of a stokvel.
  • You can choose from retail, insurance or financial products offered by reputable partners.
https://stovela.com/auth

Payments

  • We process stokvel contributions, deposits, withdrawals, and transfers.
  • You pay once and we will automate all your future payments.
  • All members have access to financial statements and receive notifications on all transactions.

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